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About Us

About Us

About Panda Money

About Panda Money

Panda Money Aggregation has been providing borrowers with straightforward, responsible, and personalised loans since 2017 with a single purpose: to improve clients' financing alternatives and experiences. We are here to help borrowers navigate their way into gaining optimal financial loans that help look after your needs.

In 2019 the board of Panda Money spotted a lack of support for borrowers and decided to pivot the company towards specialised loan solutions. This leads us to today, and how we're teaming up with industry leaders to help you realise your full potential by utilising our financing experts to do the research for you.

We strive for a more efficient mortgage processing system, with top industry people working to get the greatest results for you. Our financial practices have evolved throughout the years to meet the demands of today's community. We have held ourselves and our company to a high ethical standard, emphasising the necessity of prioritising the interests of clients, workers, and stakeholders before financial gain. It was simple to adopt such practices since they aligned with our own principles, yet we still made sure to incentivize ethical behaviour at every opportunity, ensuring that we were more driven to achieve better productivity and reduced turnover.

Our services at Panda Money truly believe in putting your needs above all else which is why our motto the 'say No to your financial complicity' holds true.

Please do not hesitate to inform us about your needs; we are always delighted to help you!

Why Panda Money

Each customer is evaluated on their own merits. We take a realistic, adaptive, responsive, and clear approach. We work with each of our Panda Mortgage Brokers to accommodate your specific needs.

We accept loan applications for residential and commercial property secured by a small group of lending specialists who have been accredited with us. If you do not already have a loan specialist, we would be pleased to recommend one.

Our Credit Team

 

 

Our experienced credit team evaluates each loan application on its own merits. They evaluate the creditworthiness of each individual or entity to determine the level of risk to which they expose themselves by lending to a company or individual.

Our credit analysts all have years of bank and non-bank lending experience, and rather than employing a simple "checklist," they examine each application on its own merits.

Loan Processing Team

 

 

The Panda Money Loan processing staff handles all of your queries, valuations, settlements, post-settlement matters, debt collection, and other possible needs. We commit to providing you with competent and accountable services as soon as feasible.

Our entire processing crew is knowledgeable, efficient, and productive. We have consistently provided dependable service and good results to all of our clients and brokers.

FAQs

I have late payments, default or defects on my credit Report, can I still apply for a mortgage?

Yes, we can help applicants who have an impaired credit history. Panda Money variety of products that can help our customers with diverse scenarios & objectives.

I'm self-employed and I cannot show sufficient papers for income, can I still apply for a mortgage?

Panda Money is specialised in offerring loans to self-employed applicants. Self-employed borrowers may find it difficult to obtain a loan from large banks and other lenders since they have rigorous statistical paperwork requirements.

We provide alternative documentation requirements, commonly known as 'Alt Doc,' that take into consideration the financial conditions of each self-employed borrower, including their income and assets.

What is your average loan processing time (SLAs)?

From the time you submit all satisfied supporting documents to us, it usually takes 3 to 5 business days to get approval.

What are the benefits of applying for an Alt Doc loan?

Self-employed people frequently find themselves unable to fulfil the paperwork requirements of traditional loans supplied by major banks and other lenders. This is due to the nature of these loans that are primarily aimed at PAYG employees, who are more likely to be able to furnish the necessary documents.

Self-employed clients have unique financial conditions and documentation requirements, which sometimes demand the use of an Alt Doc loan.

Panda Money provides mortgage services all around Australia that can help you for all you needs.

We'll gladly connect you with one in your region.

Call us on: 02 8278 9888

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