Credit Analyst

As a Credit Analyst, you will be responsible for evaluating creditworthiness of potential customers, analysing financial statements and other loan documents, and preparing detailed credit reports to assess the risk associated with lending. You should have strong problem-solving skills and the ability to interpret complex financial data. Additionally, you must be comfortable working in a fast-paced environment and able to make quick decisions based on changing market conditions.

Responsibilities:

• Analyse and assess the financial/income documents and credit history of existing and potential clients.
• Managing client relationships, keeping them up to date with progress and outcomes 
• Providing support to the Mortgage Broker as required
• Review credit applications and perform credit checks. 
• Structure deals and perform risk assessments. 
• Communicate with the brokers regarding client’s financial transactions, payment terms, and credit limits.
• Ability to handle multiple projects and submit applications on time. 

Requirements:

• Bachelor's degree in finance, accounting, or related field.
• Further certification may be required.
• Experience working as a Credit Analyst/Assessor or Underwriter is preferred.
• An excellent understanding of the end-to-end processing for Mortgage applications
• Good communication skills (written and verbal).
• Excellent organizational, analytical, and time-management skills.
• High attention to detail and accuracy